Healthcare coverage

Healthcare coverage: I am going abroad, what healthcare coverage do I need?

If you are European and you are going on exchange in a European university (EEE and Switzerland) or doing an internship in Europe, you need to request your European Health Insurance Card (EHIC).

If you are leaving Europe, you will need, either to subscribe to the health insurance proposed by the host university or get a complementary insurance that covers you abroad.

Healthcare coverage: Am I obliged to join a top-up insurance scheme (mutuelle/complémentaire santé)?

No, top-up insurance schemes are optional. They are complementary insurance schemes that mean you have a higher rate of cover. However, you must be affiliated with the general system (CPAM) in order to sign up for a top-up scheme.

Healthcare coverage: I was registered as a higher education student in France for the 2018-2019 academic year and I am registering again for 2019-2020. What organisation will provide my healthcare coverage?

As of September 2019, all the students will be covered by the Caisse primaire d'assurance maladie (CPAM).

If you were eligible for student social security during the 2018-2019 academic year (LMDE or SMEREP), your affiliation will be automatically transferred, in September 2019, to the CPAM. You will be able to set up an online account on the ameli.fr website so that you can check your reimbursements, manage your account and download certificates.

Healthcare coverage: I am a student from Quebec, what is my status for the 2019/2020 academic year?

If you were eligible for student social security during the 2018-2019 academic year (LMDE or SMEREP), your affiliation will be automatically transferred, in September 2019, to the general social security centre (CPAM). You will be able to set up an online account on the ameli.fr website so that you can check your reimbursements, manage your account and download certificates.

If you are registering as a higher education student in France for the first time, and as per the France-Quebec agreement, you must request a SE 401-Q-102 bis form “Attestation d’appartenance à un régime québécois préalablement au départ pour la France” from the relevant authorities in Quebec (RAMQ). This certifies that you have health cover in France.

Healthcare coverage: I am a student from a European country, what is my status for the 2019/2020 Academic Year?

If you were eligible for student social security during the 2018-2019 academic year (LMDE or SMEREP), your affiliation will be automatically transferred, in September 2019, to the general social security centre (CPAM). You will be able to set up an online account on the ameli.fr website so that you can check your reimbursements, manage your account and download certificates.

If you have a European Health Insurance Card (EHIC), you may continue to use it.

You can also choose to join your local Caisse primaire d'assurance maladie (CPAM) should you decide to join the general French social security system. Consider requesting the S1 Form (certificate of entitlement to health care in another EEA country) provided via the social security authority in your home country.

Healthcare coverage: I am a foreign student (from outside the European Economic Area), what is my status for the 2019/2020 Academic year?

If you were eligible for student social security (LMDE or SMEREP) during the 2018-2019 academic year, your affiliation will be automatically transferred, in September 2019, to the general social security centre (CPAM). You will be able to set up an online account on the ameli.fr website so that you can check your reimbursements, manage your account and download certificates.

If you are registering as a higher education student in France for the first time, you must join the general French social security system and carry out the formalities needed at your local social security centre (Caisse primaire d’assurance maladie, CPAM). A bilingual website is available in order to do the register online. It is highly recommended that you take out insurance to cover you for the first few months in France until you are officially covered by the French system.

If last year (2018-2019) was your first registration in a higher education institution, you have already gone through the process of affiliation to the social security. Connect to your account on ameli.fr to consult your status and download certificates.

Healthcare coverage: I wish to change my student social security centre, is this possible?

As part of the reform, it is not possible to change your student social security centre. You remain affiliated with the same student social security centre until August 31 2019. At the start of the 2019 academic year, you will be affiliated with the general system (CPAM).

Healthcare coverage: Do I need to pay a fee to the student social security system?

No, the student fee was abolished as part of the government’s “Student plan” (Plan étudiant) that is designed to simplify the social protection system for students from September 2018 onwards. The general French social security system is now open to all students free of charge.